United Trade Bank (UTB) is a privately owned and fully independent financial institution servicing industrial and commercial entities as well as private individuals. Our international trade specialists ensure clients leverage UTB’s financial resources, technology and global banking network to manage and build their international businesses. UTB offers a comprehensive range of trade and export finance products designed to mitigate credit risks and preserve the necessary flexibility to navigate complex cross-border transactions. We offer letter of credit services including export and import letters of credit, documentary collections, discounting deferred payment terms on export letters of credit, and purchase of accounts receivable. UTB’s directors are corporate leaders with decades of experience in the trade finance industry enabling them to leverage their client bases, employees’ expertise, banking connections and operating synergies to further UTB’s banking business.